PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYAT

PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYAT

This paper aims to investigate independent variables affecting loanaggressiveness of rural banks proxied by the growth of loan through aneconometric modeling. We initially identified 13 variables affecting the ratio butwe then dropped a number of independent variables insignificantly affecting thede...

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Bibliographic Details
Main Authors: Putu Agus Ardiana, Ni Putu Indah Purnama Sari
Format: Article
Language:English
Published: Universitas Udayana 2011-01-01
Series:Jurnal Ilmiah Akuntansi dan Bisnis
Subjects:
Rural Banks, Loan Aggressiveness, Growth of Third-Party Deposit and ROA
Online Access:https://ojs.unud.ac.id/index.php/jiab/article/view/2650
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spelling doaj-8956df2e0dd442d6ba0bfdc6dcf98d362020-11-25T00:31:03ZengUniversitas UdayanaJurnal Ilmiah Akuntansi dan Bisnis2302-514X2303-10182011-01-012650PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYATPutu Agus ArdianaNi Putu Indah Purnama SariThis paper aims to investigate independent variables affecting loanaggressiveness of rural banks proxied by the growth of loan through aneconometric modeling. We initially identified 13 variables affecting the ratio butwe then dropped a number of independent variables insignificantly affecting thedependent variabel. Conducting 13 modelling, the last econometric model is aBLUE (Best Linear Unbiased Estimators) model implying that the model has noclassical assumptions problems at all. The BLUE model suggests thatindependent variables affecting loan aggressiveness of rural banks are thegrowth of third-party deposits and Return on Assets (ROA).https://ojs.unud.ac.id/index.php/jiab/article/view/2650Rural Banks, Loan Aggressiveness, Growth of Third-Party Deposit and ROA
collection DOAJ
language English
format Article
sources DOAJ
author Putu Agus Ardiana
Ni Putu Indah Purnama Sari
spellingShingle Putu Agus Ardiana
Ni Putu Indah Purnama Sari
PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYAT
Jurnal Ilmiah Akuntansi dan Bisnis
Rural Banks, Loan Aggressiveness, Growth of Third-Party Deposit and ROA
author_facet Putu Agus Ardiana
Ni Putu Indah Purnama Sari
author_sort Putu Agus Ardiana
title PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYAT
title_short PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYAT
title_full PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYAT
title_fullStr PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYAT
title_full_unstemmed PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYAT
title_sort pemodelan ekonometrika agresivitas pemberian kredit di bank perkreditan rakyat
publisher Universitas Udayana
series Jurnal Ilmiah Akuntansi dan Bisnis
issn 2302-514X
2303-1018
publishDate 2011-01-01
description This paper aims to investigate independent variables affecting loanaggressiveness of rural banks proxied by the growth of loan through aneconometric modeling. We initially identified 13 variables affecting the ratio butwe then dropped a number of independent variables insignificantly affecting thedependent variabel. Conducting 13 modelling, the last econometric model is aBLUE (Best Linear Unbiased Estimators) model implying that the model has noclassical assumptions problems at all. The BLUE model suggests thatindependent variables affecting loan aggressiveness of rural banks are thegrowth of third-party deposits and Return on Assets (ROA).
topic Rural Banks, Loan Aggressiveness, Growth of Third-Party Deposit and ROA
url https://ojs.unud.ac.id/index.php/jiab/article/view/2650
work_keys_str_mv AT putuagusardiana pemodelanekonometrikaagresivitaspemberiankreditdibankperkreditanrakyat
AT niputuindahpurnamasari pemodelanekonometrikaagresivitaspemberiankreditdibankperkreditanrakyat
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