Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di Indonesia

Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di Indonesia

This research is a quantitative study which aims to find out  the effect of financial inclusion(banking access dimension and banking service usage dimension) on loans channeled to theMicro Small and Medium Sized Enterprises (MSMEs) sector in Indonesia. The variables used inthis research were loans c...

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Main Authors: Obaid M Fahmy, M. Rustam, Evi Asmayadi
Format: Article
Language:Indonesian
Published: Fakultas Ekonomi dan Bisnis, Universitas Tanjungpura 2016-08-01
Series:Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
Online Access:http://jurnal.untan.ac.id/index.php/JJ/article/view/17145
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spelling doaj-7a06c4f39e6545f9a7ac64db8b932f192020-11-24T21:03:58ZindFakultas Ekonomi dan Bisnis, Universitas TanjungpuraJurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)2550-00662087-99542016-08-015211813510.26418/jebik.v5i2.1714514309Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di IndonesiaObaid M Fahmy0M. Rustam1Evi Asmayadi2Universitas TanjungpuraUniversitas TanjungpuraUniversitas TanjungpuraThis research is a quantitative study which aims to find out  the effect of financial inclusion(banking access dimension and banking service usage dimension) on loans channeled to theMicro Small and Medium Sized Enterprises (MSMEs) sector in Indonesia. The variables used inthis research were loans channeled to the MSMEs as dependent variable, and successivelybanking access dimension and banking service usage dimension as the independent variables.Using the purposive sampling method, a total of 33 provinces in Indonesia were selected as thesamples with an observation period from 2010 to 2013. LDR (Loan to Deposit Ratio) and NPL(Non Performing Loan) were used as the control variables. Simultaneously there was a positiveand significant effect of banking access dimension, banking service usage dimension, and LDRon loans channeled to the MSMEs sector, while NPL had a negative but insignificant effect.http://jurnal.untan.ac.id/index.php/JJ/article/view/17145
collection DOAJ
language Indonesian
format Article
sources DOAJ
author Obaid M Fahmy
M. Rustam
Evi Asmayadi
spellingShingle Obaid M Fahmy
M. Rustam
Evi Asmayadi
Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di Indonesia
Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
author_facet Obaid M Fahmy
M. Rustam
Evi Asmayadi
author_sort Obaid M Fahmy
title Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di Indonesia
title_short Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di Indonesia
title_full Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di Indonesia
title_fullStr Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di Indonesia
title_full_unstemmed Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di Indonesia
title_sort pengaruh keuangan inklusif terhadap kredit yang disalurkan pada sektor usaha mikro, kecil dan menengah di indonesia
publisher Fakultas Ekonomi dan Bisnis, Universitas Tanjungpura
series Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
issn 2550-0066
2087-9954
publishDate 2016-08-01
description This research is a quantitative study which aims to find out  the effect of financial inclusion(banking access dimension and banking service usage dimension) on loans channeled to theMicro Small and Medium Sized Enterprises (MSMEs) sector in Indonesia. The variables used inthis research were loans channeled to the MSMEs as dependent variable, and successivelybanking access dimension and banking service usage dimension as the independent variables.Using the purposive sampling method, a total of 33 provinces in Indonesia were selected as thesamples with an observation period from 2010 to 2013. LDR (Loan to Deposit Ratio) and NPL(Non Performing Loan) were used as the control variables. Simultaneously there was a positiveand significant effect of banking access dimension, banking service usage dimension, and LDRon loans channeled to the MSMEs sector, while NPL had a negative but insignificant effect.
url http://jurnal.untan.ac.id/index.php/JJ/article/view/17145
work_keys_str_mv AT obaidmfahmy pengaruhkeuanganinklusifterhadapkredityangdisalurkanpadasektorusahamikrokecildanmenengahdiindonesia
AT mrustam pengaruhkeuanganinklusifterhadapkredityangdisalurkanpadasektorusahamikrokecildanmenengahdiindonesia
AT eviasmayadi pengaruhkeuanganinklusifterhadapkredityangdisalurkanpadasektorusahamikrokecildanmenengahdiindonesia
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