Debt of households in the banking sector in Poland
The value of the debt concerning both home and consumer loans is described. The quality of the credit portfolio of households and the indicator of burdening their profits with credit are also presented. During the discussed period a certain acceleration in the lending growth, as for as households ar...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
University of Life Sciences in Poznań
2010-01-01
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| Series: | Journal of Agribusiness and Rural Development |
| Subjects: | |
| Online Access: | http://www.jard.edu.pl/tom15/zeszyt1/art_2_pl.pdf |
| Summary: | The value of the debt concerning both home and consumer loans is described. The quality of the credit portfolio of households and the indicator of burdening their profits with credit are also presented. During the discussed period a certain acceleration in the lending growth, as for as households are concerned, is observed. The increased borrowing burden ratio falling on households’ income at disposal is a worrying phenomenon. This fact alongside with the negative economic effects in the period of the present global financial crisis may contribute to tightening the lending policies of banks, as well as limit the households’ access to credits in order to finance their needs. |
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| ISSN: | 1899-5241 1899-5772 |