Investigating Factors Affecting the Intention to Use Islamic Personal Financing

Investigating Factors Affecting the Intention to Use Islamic Personal Financing

The purpose of this paper was to examine the main factors that influence consumers’ intention to use Islamic personal financing. A sample of 308 employees from Universiti Utara Malaysia was surveyed. Attitude, social influence, perceived behavioral control, religious obligation and religiosity were...

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Main Authors: Nik Safiah Nik Abdullah, Norazlina Abd Wahab
Format: Article
Language:English
Published: UUM Press 2015-07-01
Series:International Journal of Management Studies
Online Access:https://www.scienceopen.com/document?vid=4a63551c-98d1-4b77-807b-d59fd21a9ce1
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spelling doaj-70e6cd0ef1d040778f5e9924fddb5eaf2021-06-15T13:20:20ZengUUM PressInternational Journal of Management Studies2232-16082180-24672015-07-0110.32890/ijms.22.2015.10459Investigating Factors Affecting the Intention to Use Islamic Personal FinancingNik Safiah Nik AbdullahNorazlina Abd WahabThe purpose of this paper was to examine the main factors that influence consumers’ intention to use Islamic personal financing. A sample of 308 employees from Universiti Utara Malaysia was surveyed. Attitude, social influence, perceived behavioral control, religious obligation and religiosity were examined towards the intention to use Islamic personal financing. The results show that perceived behavioral control proved to be a strong predictor. The findings of this study provide key inputs to an Islamic bank for better planning of Islamic personal financing facilities.   Keywords: Islamic personal financing; intention; usage; shari’ah compliance; religiosity.  https://www.scienceopen.com/document?vid=4a63551c-98d1-4b77-807b-d59fd21a9ce1
collection DOAJ
language English
format Article
sources DOAJ
author Nik Safiah Nik Abdullah
Norazlina Abd Wahab
spellingShingle Nik Safiah Nik Abdullah
Norazlina Abd Wahab
Investigating Factors Affecting the Intention to Use Islamic Personal Financing
International Journal of Management Studies
author_facet Nik Safiah Nik Abdullah
Norazlina Abd Wahab
author_sort Nik Safiah Nik Abdullah
title Investigating Factors Affecting the Intention to Use Islamic Personal Financing
title_short Investigating Factors Affecting the Intention to Use Islamic Personal Financing
title_full Investigating Factors Affecting the Intention to Use Islamic Personal Financing
title_fullStr Investigating Factors Affecting the Intention to Use Islamic Personal Financing
title_full_unstemmed Investigating Factors Affecting the Intention to Use Islamic Personal Financing
title_sort investigating factors affecting the intention to use islamic personal financing
publisher UUM Press
series International Journal of Management Studies
issn 2232-1608
2180-2467
publishDate 2015-07-01
description The purpose of this paper was to examine the main factors that influence consumers’ intention to use Islamic personal financing. A sample of 308 employees from Universiti Utara Malaysia was surveyed. Attitude, social influence, perceived behavioral control, religious obligation and religiosity were examined towards the intention to use Islamic personal financing. The results show that perceived behavioral control proved to be a strong predictor. The findings of this study provide key inputs to an Islamic bank for better planning of Islamic personal financing facilities.   Keywords: Islamic personal financing; intention; usage; shari’ah compliance; religiosity.  
url https://www.scienceopen.com/document?vid=4a63551c-98d1-4b77-807b-d59fd21a9ce1
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AT norazlinaabdwahab investigatingfactorsaffectingtheintentiontouseislamicpersonalfinancing
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