Analysis of Credit Score in China’s E-commerce Market

Ecommerce has become the mainstream all around the world. In China, multiple platforms occupy the market of ecommerce. These platforms have different strategies and focus on unalike customers. Most of them use personal credit score as a measurement to reduce the risk of fraud transactions, especiall...

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Main Author:	Liu Xinyu
Format:	Article
Language:	English
Published:	EDP Sciences 2020-01-01
Series:	E3S Web of Conferences
Online Access:	https://www.e3s-conferences.org/articles/e3sconf/pdf/2020/78/e3sconf_iseese2020_01028.pdf

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spelling	doaj-6ffe7af94daf4be3b3f28bf83015a0412021-04-02T20:46:50ZengEDP SciencesE3S Web of Conferences2267-12422020-01-012180102810.1051/e3sconf/202021801028e3sconf_iseese2020_01028Analysis of Credit Score in China’s E-commerce MarketLiu Xinyu0Fisher College, The Ohio State UniversityEcommerce has become the mainstream all around the world. In China, multiple platforms occupy the market of ecommerce. These platforms have different strategies and focus on unalike customers. Most of them use personal credit score as a measurement to reduce the risk of fraud transactions, especially in some second-hand goods platforms. In this paper, the author uses survey to analyze the potential relationship between credit score and frauds, from both the consumer and seller’s sides. Then the author discusses some possible improvements which could be made to adjust the current using credit system used in the online platforms.https://www.e3s-conferences.org/articles/e3sconf/pdf/2020/78/e3sconf_iseese2020_01028.pdf
collection	DOAJ
language	English
format	Article
sources	DOAJ
author	Liu Xinyu
spellingShingle	Liu Xinyu Analysis of Credit Score in China’s E-commerce Market E3S Web of Conferences
author_facet	Liu Xinyu
author_sort	Liu Xinyu
title	Analysis of Credit Score in China’s E-commerce Market
title_short	Analysis of Credit Score in China’s E-commerce Market
title_full	Analysis of Credit Score in China’s E-commerce Market
title_fullStr	Analysis of Credit Score in China’s E-commerce Market
title_full_unstemmed	Analysis of Credit Score in China’s E-commerce Market
title_sort	analysis of credit score in china’s e-commerce market
publisher	EDP Sciences
series	E3S Web of Conferences
issn	2267-1242
publishDate	2020-01-01
description	Ecommerce has become the mainstream all around the world. In China, multiple platforms occupy the market of ecommerce. These platforms have different strategies and focus on unalike customers. Most of them use personal credit score as a measurement to reduce the risk of fraud transactions, especially in some second-hand goods platforms. In this paper, the author uses survey to analyze the potential relationship between credit score and frauds, from both the consumer and seller’s sides. Then the author discusses some possible improvements which could be made to adjust the current using credit system used in the online platforms.
url	https://www.e3s-conferences.org/articles/e3sconf/pdf/2020/78/e3sconf_iseese2020_01028.pdf
work_keys_str_mv	AT liuxinyu analysisofcreditscoreinchinasecommercemarket
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Analysis of Credit Score in China’s E-commerce Market

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