Ways to Increase the Efficiency of Lending Activity of Banks in Romania

As important part of the financial system, the banking sector has undergone negative in terms of quality loan portfolio, changes resulting from the difficult economic climate, particularly by the slowdown of economic activity and national currency depreciation. Regarding credit policy is discussed c...

Full description

Bibliographic Details
Main Authors: Elena-Violeta DRAGOI, Larisa Elena PREDA
Format: Article
Language:English
Published: Dunarea de Jos University of Galati 2016-12-01
Series:Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics
Online Access:http://www.eia.feaa.ugal.ro/images/eia/2016_3/DragoiPreda.pdf
id doaj-6edccb58b4a342c8b678ba5dfdb911a7
record_format Article
spelling doaj-6edccb58b4a342c8b678ba5dfdb911a72020-11-24T21:19:52ZengDunarea de Jos University of GalatiAnnals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics1584-04091584-04092016-12-012234448Ways to Increase the Efficiency of Lending Activity of Banks in RomaniaElena-Violeta DRAGOILarisa Elena PREDAAs important part of the financial system, the banking sector has undergone negative in terms of quality loan portfolio, changes resulting from the difficult economic climate, particularly by the slowdown of economic activity and national currency depreciation. Regarding credit policy is discussed certain measures aimed to restore the economic balance in order to achieve a certain level of economic growth. The paper approaches the ways of continuous improvement of loan portofolio quality and achieving achieving efficient lending policy effects.http://www.eia.feaa.ugal.ro/images/eia/2016_3/DragoiPreda.pdf
collection DOAJ
language English
format Article
sources DOAJ
author Elena-Violeta DRAGOI
Larisa Elena PREDA
spellingShingle Elena-Violeta DRAGOI
Larisa Elena PREDA
Ways to Increase the Efficiency of Lending Activity of Banks in Romania
Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics
author_facet Elena-Violeta DRAGOI
Larisa Elena PREDA
author_sort Elena-Violeta DRAGOI
title Ways to Increase the Efficiency of Lending Activity of Banks in Romania
title_short Ways to Increase the Efficiency of Lending Activity of Banks in Romania
title_full Ways to Increase the Efficiency of Lending Activity of Banks in Romania
title_fullStr Ways to Increase the Efficiency of Lending Activity of Banks in Romania
title_full_unstemmed Ways to Increase the Efficiency of Lending Activity of Banks in Romania
title_sort ways to increase the efficiency of lending activity of banks in romania
publisher Dunarea de Jos University of Galati
series Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics
issn 1584-0409
1584-0409
publishDate 2016-12-01
description As important part of the financial system, the banking sector has undergone negative in terms of quality loan portfolio, changes resulting from the difficult economic climate, particularly by the slowdown of economic activity and national currency depreciation. Regarding credit policy is discussed certain measures aimed to restore the economic balance in order to achieve a certain level of economic growth. The paper approaches the ways of continuous improvement of loan portofolio quality and achieving achieving efficient lending policy effects.
url http://www.eia.feaa.ugal.ro/images/eia/2016_3/DragoiPreda.pdf
work_keys_str_mv AT elenavioletadragoi waystoincreasetheefficiencyoflendingactivityofbanksinromania
AT larisaelenapreda waystoincreasetheefficiencyoflendingactivityofbanksinromania
_version_ 1726004914561220608