Ways to Increase the Efficiency of Lending Activity of Banks in Romania

As important part of the financial system, the banking sector has undergone negative in terms of quality loan portfolio, changes resulting from the difficult economic climate, particularly by the slowdown of economic activity and national currency depreciation. Regarding credit policy is discussed c...

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Bibliographic Details
Main Authors: Elena-Violeta DRAGOI, Larisa Elena PREDA
Format: Article
Language:English
Published: Dunarea de Jos University of Galati 2016-12-01
Series:Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics
Online Access:http://www.eia.feaa.ugal.ro/images/eia/2016_3/DragoiPreda.pdf
Description
Summary:As important part of the financial system, the banking sector has undergone negative in terms of quality loan portfolio, changes resulting from the difficult economic climate, particularly by the slowdown of economic activity and national currency depreciation. Regarding credit policy is discussed certain measures aimed to restore the economic balance in order to achieve a certain level of economic growth. The paper approaches the ways of continuous improvement of loan portofolio quality and achieving achieving efficient lending policy effects.
ISSN:1584-0409
1584-0409