Does Open Enrollment Control Premiums? A Case Study from the “Medigap” Market
This article analyzes a change in “Medigap” regulations that occurred in Missouri in 1999. It allows Medicare beneficiaries in the state to switch to a different carrier each year so long as they retain the same standardized policy type, without losing their open enrollment privileges. The analysis...
| Main Authors: | , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
SAGE Publishing
2004-09-01
|
| Series: | Inquiry: The Journal of Health Care Organization, Provision, and Financing |
| Online Access: | http://inq.sagepub.com/content/41/3/291.full.pdf |
| id |
doaj-69029e5dcf9a4a258a7ba8ab49ca4aad |
|---|---|
| record_format |
Article |
| spelling |
doaj-69029e5dcf9a4a258a7ba8ab49ca4aad2020-11-25T03:01:07ZengSAGE PublishingInquiry: The Journal of Health Care Organization, Provision, and Financing0046-95801945-72432004-09-0141329130010.1177/00469580040410030610.1177_004695800404100306Does Open Enrollment Control Premiums? A Case Study from the “Medigap” MarketThomas RiceKatherine A. DesmondPeter D. FoxThis article analyzes a change in “Medigap” regulations that occurred in Missouri in 1999. It allows Medicare beneficiaries in the state to switch to a different carrier each year so long as they retain the same standardized policy type, without losing their open enrollment privileges. The analysis is based on a comparison of various outcomes in Missouri and those in two comparison states, Kansas and Florida. We found little evidence that the policy change affected premiums charged by insurance carriers in Missouri, but conclude that other desirable aspects of the change make it potentially attractive for other states to follow.http://inq.sagepub.com/content/41/3/291.full.pdf |
| collection |
DOAJ |
| language |
English |
| format |
Article |
| sources |
DOAJ |
| author |
Thomas Rice Katherine A. Desmond Peter D. Fox |
| spellingShingle |
Thomas Rice Katherine A. Desmond Peter D. Fox Does Open Enrollment Control Premiums? A Case Study from the “Medigap” Market Inquiry: The Journal of Health Care Organization, Provision, and Financing |
| author_facet |
Thomas Rice Katherine A. Desmond Peter D. Fox |
| author_sort |
Thomas Rice |
| title |
Does Open Enrollment Control Premiums? A Case Study from the “Medigap” Market |
| title_short |
Does Open Enrollment Control Premiums? A Case Study from the “Medigap” Market |
| title_full |
Does Open Enrollment Control Premiums? A Case Study from the “Medigap” Market |
| title_fullStr |
Does Open Enrollment Control Premiums? A Case Study from the “Medigap” Market |
| title_full_unstemmed |
Does Open Enrollment Control Premiums? A Case Study from the “Medigap” Market |
| title_sort |
does open enrollment control premiums? a case study from the “medigap” market |
| publisher |
SAGE Publishing |
| series |
Inquiry: The Journal of Health Care Organization, Provision, and Financing |
| issn |
0046-9580 1945-7243 |
| publishDate |
2004-09-01 |
| description |
This article analyzes a change in “Medigap” regulations that occurred in Missouri in 1999. It allows Medicare beneficiaries in the state to switch to a different carrier each year so long as they retain the same standardized policy type, without losing their open enrollment privileges. The analysis is based on a comparison of various outcomes in Missouri and those in two comparison states, Kansas and Florida. We found little evidence that the policy change affected premiums charged by insurance carriers in Missouri, but conclude that other desirable aspects of the change make it potentially attractive for other states to follow. |
| url |
http://inq.sagepub.com/content/41/3/291.full.pdf |
| work_keys_str_mv |
AT thomasrice doesopenenrollmentcontrolpremiumsacasestudyfromthemedigapmarket AT katherineadesmond doesopenenrollmentcontrolpremiumsacasestudyfromthemedigapmarket AT peterdfox doesopenenrollmentcontrolpremiumsacasestudyfromthemedigapmarket |
| _version_ |
1724694917502992384 |