Approaches of the Bank Loan Portfolio within the Framework of the Financial Crisis
In this paper, the author proposes himself, first, to define, in his view, and to outline the content of" bank loan portfolio", starting from the requirements of its efficient management, considering that the properuse of the concept favours the treatment of related issues, both in theoret...
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| Format: | Article |
| Language: | English |
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Danubius University
2012-05-01
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| Series: | EIRP Proceedings |
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| Online Access: | http://www.proceedings.univ-danubius.ro/index.php/eirp/article/view/1248/1223 |
| Summary: | In this paper, the author proposes himself, first, to define, in his view, and to outline the content of" bank loan portfolio", starting from the requirements of its efficient management, considering that the properuse of the concept favours the treatment of related issues, both in theoretical and, especially, in bankingpractice, for which, there are invoked approaches of this expression cited in other works in the foreign andRomanian scientific literature. Furthermore, it is argued the need and the possibility of the applicativeapproaches to banks' loan portfolios, in terms of quantitative dimensions, but especially from qualitativeperspective, through their structuring on types of loans currently in progress. In this respect, there areprocessed and interpreted data that characterize the formation and administration of loan portfolios ofcommercial banks in Romania and in other European countries, resulting findings, assessments andconclusions, having resonances in the theory and practice of banking. |
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| ISSN: | 2067-9211 2069-9344 |