Credit Decision Support Based on Real Set of Cash Loans Using Integrated Machine Learning Algorithms

Credit Decision Support Based on Real Set of Cash Loans Using Integrated Machine Learning Algorithms

One of the important research problems in the context of financial institutions is the assessment of credit risk and the decision to whether grant or refuse a loan. Recently, machine learning based methods are increasingly employed to solve such problems. However, the selection of appropriate featur...

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Bibliographic Details
Main Authors: Paweł Ziemba, Jarosław Becker, Aneta Becker, Aleksandra Radomska-Zalas, Mateusz Pawluk, Dariusz Wierzba
Format: Article
Language:English
Published: MDPI AG 2021-08-01
Series:Electronics
Subjects:
credit scoring
cash loans
machine learning
decision model
classification
feature selection
Online Access:https://www.mdpi.com/2079-9292/10/17/2099

Internet

https://www.mdpi.com/2079-9292/10/17/2099

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