| Summary: | Covid-19 has had a significant impact on the life of the world community, including in Indonesia. In addition to the health impact, the pandemic also has an economic impact, one of which has an impact on cooperatives. Currently, cooperatives are facing a big challenge in order to run their business properly. The purpose of this study is to understand, describe and analyze the financial performance of the Sahabat Mitra Sejati Savings and Loan Cooperative with digital transformation. The digital transformation carried out by KSP Sahabat Mitra Sejati in the midst of the Covid-19 pandemic has stabilized the cooperative's financial performance. Although during the pandemic, which can be said to have greatly affected the company's business activities, with this digital transformation, KSP Sahabat Mitra Sejati only needs to improve its digital system and innovate so that customers or the people who use it do not have significant problems.
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