The Financial Performance of the Companies Approached from the Perspective of Commercial Banks
Assessment of financial performance of a company aims at highlighting the economic potential and its financial capacity to generate future cash flow. To support the granting of a loan any commercial banking institution goes through several steps of the formal and informal analysis of the applicant....
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| Format: | Article |
| Language: | English |
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Universitaria Publishing House
2015-09-01
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| Series: | Finanţe: Provocările viitorului |
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| Online Access: | http://www.financejournal.ro/fisiere/revista/72772584516_ganea.pdf |
| Summary: | Assessment of financial performance of a company aims at highlighting the economic potential and its financial capacity to generate future cash flow. To support the granting of a loan any commercial banking institution goes through several steps of the formal and informal analysis of the applicant. Within the analysis takes into account a system of indicators charactering the last and future performance of the company. The paper presents the steps taken by a commercial bank in the lending process with customizing the system of indicators used by Raiffeisen Bank in characterizing the financial performance of businesses ranging from small and medium enterprises (SMEs). |
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| ISSN: | 1583-3712 |