“It’s All About Security to Me”

“It’s All About Security to Me”

This qualitative study explores financial behavior and expectations in families of origin in addition to youth financial education and savings behaviors. The authors interviewed 14 youths, aged 17 to 19 years, whose families had low incomes, education levels, and savings rates and who participated i...

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Main Authors: Leah Hamilton, Marcia Shobe, Yvette Murphy-Erby, Kameri Christy
Format: Article
Language:English
Published: SAGE Publishing 2012-12-01
Series:SAGE Open
Online Access:https://doi.org/10.1177/2158244012471958
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spelling doaj-3ee3ab82d0274556a01972137d037ee82020-11-25T03:16:57ZengSAGE PublishingSAGE Open2158-24402012-12-01210.1177/215824401247195810.1177_2158244012471958“It’s All About Security to Me”Leah Hamilton0Marcia Shobe1Yvette Murphy-Erby2Kameri Christy3 Juniata College, Huntingdon, PA, USA University of Arkansas, Fayetteville, USA University of Arkansas, Fayetteville, USA University of Arkansas, Fayetteville, USAThis qualitative study explores financial behavior and expectations in families of origin in addition to youth financial education and savings behaviors. The authors interviewed 14 youths, aged 17 to 19 years, whose families had low incomes, education levels, and savings rates and who participated in a youth-based financial education and dedicated savings program and present key themes and subthemes that were revealed during data analysis. Findings suggest that, rather than replicating the behavior of their parents and experiencing the same financial struggles, the youths interviewed were motivated by a desire to avoid these challenges. However, youths in this study also noted that they experienced social and economic barriers that their higher income peers did not. Policy, practice, and research implications of these findings are discussed.https://doi.org/10.1177/2158244012471958
collection DOAJ
language English
format Article
sources DOAJ
author Leah Hamilton
Marcia Shobe
Yvette Murphy-Erby
Kameri Christy
spellingShingle Leah Hamilton
Marcia Shobe
Yvette Murphy-Erby
Kameri Christy
“It’s All About Security to Me”
SAGE Open
author_facet Leah Hamilton
Marcia Shobe
Yvette Murphy-Erby
Kameri Christy
author_sort Leah Hamilton
title “It’s All About Security to Me”
title_short “It’s All About Security to Me”
title_full “It’s All About Security to Me”
title_fullStr “It’s All About Security to Me”
title_full_unstemmed “It’s All About Security to Me”
title_sort “it’s all about security to me”
publisher SAGE Publishing
series SAGE Open
issn 2158-2440
publishDate 2012-12-01
description This qualitative study explores financial behavior and expectations in families of origin in addition to youth financial education and savings behaviors. The authors interviewed 14 youths, aged 17 to 19 years, whose families had low incomes, education levels, and savings rates and who participated in a youth-based financial education and dedicated savings program and present key themes and subthemes that were revealed during data analysis. Findings suggest that, rather than replicating the behavior of their parents and experiencing the same financial struggles, the youths interviewed were motivated by a desire to avoid these challenges. However, youths in this study also noted that they experienced social and economic barriers that their higher income peers did not. Policy, practice, and research implications of these findings are discussed.
url https://doi.org/10.1177/2158244012471958
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