PERBANDINGAN PROFIT TESTING MODEL DETERMINISTIK DAN STOKASTIK PADA ASURANSI UNIT LINK
Profit testing is a method to find out the potential loss or gain of unit link life insurance product. Unit-link life insurance is a combination of life insurance and investment. The aim of this research was to determine the potential benefits or losses of unit-linked life insurance products using a...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Universitas Udayana
2018-05-01
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| Series: | E-Jurnal Matematika |
| Online Access: | https://ojs.unud.ac.id/index.php/mtk/article/view/39898 |
| Summary: | Profit testing is a method to find out the potential loss or gain of unit link life insurance product. Unit-link life insurance is a combination of life insurance and investment. The aim of this research was to determine the potential benefits or losses of unit-linked life insurance products using a deterministic model and stochastic model. The calculation result using these model for a policy issued to a life aged 35, 45, and 55 and the benefit is paid till age 99 showed that the profit which insurer can claim only for insurance issued to a life age 25 years old. |
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| ISSN: | 2303-1751 |