ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI OUTSTANDING KREDIT UMUM PEDESAAAN (KUPEDES) PT BANK RAKYAT INDONESIA (PERSERO), TBK

Most businesses in Indonesia are Micro, Small, and Medium Enterprises (MSME). MSME have a significant role on the economy. In banking sector, the credit financing in MSME gives many benefits. This evidence pushes the demand of micro banking market. From the moment it’s established, BRI who has a bus...

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Main Authors: Erric Wijaya, Kesuma wardhani
Format: Article
Language:Indonesian
Published: Universitas Trisakti 2017-10-01
Series:Media Ekonomi
Online Access:http://www.trijurnal.lemlit.trisakti.ac.id/index.php/medek/article/view/9
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spelling doaj-2e8c5c7c768c47d7b9071717704174952020-11-25T00:59:18ZindUniversitas TrisaktiMedia Ekonomi0853-39702442-96862017-10-0118110.25105/me.v18i1.98ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI OUTSTANDING KREDIT UMUM PEDESAAAN (KUPEDES) PT BANK RAKYAT INDONESIA (PERSERO), TBKErric WijayaKesuma wardhaniMost businesses in Indonesia are Micro, Small, and Medium Enterprises (MSME). MSME have a significant role on the economy. In banking sector, the credit financing in MSME gives many benefits. This evidence pushes the demand of micro banking market. From the moment it’s established, BRI who has a business focus in MSME through credit financing program which is Kupedes, should know the important factor that have to be maintain to keep the growth of its credit finance. This research uses a multiple linear regression analysis to determine the influence of independent variables on dependent variable. Independent variables in this research represented by Kupedes interest rate, Gross Domestic Product (GDP), number of BRI Units, and Kredit Usaha Rakyat (KUR) Program, while the dependent variable is reflected by outstanding Kupedes. The results of this study indicates that Kupedes interest rate, Gross Domestic Product (GDP), number of BRI Units, and KUR program have significant influence on outstanding Kupedes simultaneously. In addition, Kupedes interest rate, GDP, and number of BRI Units also have significant influence on outstanding Kupedes partially, while KUR program has no significant influence on outstanding Kupedes partially.http://www.trijurnal.lemlit.trisakti.ac.id/index.php/medek/article/view/9
collection DOAJ
language Indonesian
format Article
sources DOAJ
author Erric Wijaya
Kesuma wardhani
spellingShingle Erric Wijaya
Kesuma wardhani
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI OUTSTANDING KREDIT UMUM PEDESAAAN (KUPEDES) PT BANK RAKYAT INDONESIA (PERSERO), TBK
Media Ekonomi
author_facet Erric Wijaya
Kesuma wardhani
author_sort Erric Wijaya
title ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI OUTSTANDING KREDIT UMUM PEDESAAAN (KUPEDES) PT BANK RAKYAT INDONESIA (PERSERO), TBK
title_short ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI OUTSTANDING KREDIT UMUM PEDESAAAN (KUPEDES) PT BANK RAKYAT INDONESIA (PERSERO), TBK
title_full ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI OUTSTANDING KREDIT UMUM PEDESAAAN (KUPEDES) PT BANK RAKYAT INDONESIA (PERSERO), TBK
title_fullStr ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI OUTSTANDING KREDIT UMUM PEDESAAAN (KUPEDES) PT BANK RAKYAT INDONESIA (PERSERO), TBK
title_full_unstemmed ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI OUTSTANDING KREDIT UMUM PEDESAAAN (KUPEDES) PT BANK RAKYAT INDONESIA (PERSERO), TBK
title_sort analisis faktor-faktor yang mempengaruhi outstanding kredit umum pedesaaan (kupedes) pt bank rakyat indonesia (persero), tbk
publisher Universitas Trisakti
series Media Ekonomi
issn 0853-3970
2442-9686
publishDate 2017-10-01
description Most businesses in Indonesia are Micro, Small, and Medium Enterprises (MSME). MSME have a significant role on the economy. In banking sector, the credit financing in MSME gives many benefits. This evidence pushes the demand of micro banking market. From the moment it’s established, BRI who has a business focus in MSME through credit financing program which is Kupedes, should know the important factor that have to be maintain to keep the growth of its credit finance. This research uses a multiple linear regression analysis to determine the influence of independent variables on dependent variable. Independent variables in this research represented by Kupedes interest rate, Gross Domestic Product (GDP), number of BRI Units, and Kredit Usaha Rakyat (KUR) Program, while the dependent variable is reflected by outstanding Kupedes. The results of this study indicates that Kupedes interest rate, Gross Domestic Product (GDP), number of BRI Units, and KUR program have significant influence on outstanding Kupedes simultaneously. In addition, Kupedes interest rate, GDP, and number of BRI Units also have significant influence on outstanding Kupedes partially, while KUR program has no significant influence on outstanding Kupedes partially.
url http://www.trijurnal.lemlit.trisakti.ac.id/index.php/medek/article/view/9
work_keys_str_mv AT erricwijaya analisisfaktorfaktoryangmempengaruhioutstandingkreditumumpedesaaankupedesptbankrakyatindonesiaperserotbk
AT kesumawardhani analisisfaktorfaktoryangmempengaruhioutstandingkreditumumpedesaaankupedesptbankrakyatindonesiaperserotbk
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