Investasi dalam Perspektif Ekonomi Islam: Pendekatan Teoritis dan Empiris

• Main Author: Elif Pardiansyah
• Format: Article
• Language: English
• Published: Universitas Islam Negeri (UIN) Walisongo Semarang 2017-10-01
• Series: Economica: Jurnal Ekonomi Islam
• Subjects: investment; sharia principles of investment; speculation; sharia financial risk
• Online Access: http://journal.walisongo.ac.id/index.php/economica/article/view/1920

Investment is a commitment to withhold excess funds in order to gain profit in the future. Nevertheless, there are unscrupulous individuals who utilize investment as a means of collecting funds from the public with products and activities that are not according to sharia. Therefore, explaining the principles of sharia in investing becomes important as a guide for society. Eclpisit and implicit investment activities contained in the number of Qur’anic verses and the sunnah of the Prophet Muhammad, who once ran the business and became a partner of the Mecca investor of his day. The principle of sharia investment is any form of muamalah may be done until there is a prohibited prohibition, the water search for forbidden activities in a business activity, both object (product) and the process of activity that contains elements haram, gharār, maysīr, ribā, tadlīs, talaqqī al-rukbān, ghabn, ḍarar, rishwah, maksiat and ẓulm. In investing, there are sharia rules regarding what covenants are allowed, what is prohibited, and risks that arise as an integral part of investment activity.