| Summary: | Under the “The Belt and Road Initiative”, small and micro enterprises have new opportunities and new challenges. At present, the biggest problem facing the development of small and micro enterprises is the financing problem, and it is imminent to solve the financing problem. Based on the actual situation of small and micro enterprises, this paper designs a credit risk evaluation index system for small and micro enterprises through literature analysis and questionnaire, makes an empirical analysis on the H e-commerce enterprises in Henan province. On this basis, the credit risk control strategy of small and micro enterprises is put forward at the end of the article.
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