Regularization of Autoencoders for Bank Client Profiling Based on Financial Transactions
Predicting if a client is worth giving a loan—credit scoring—is one of the most essential and popular problems in banking. Predictive models for this goal are built on the assumption that there is a dependency between the client’s profile before the loan approval and their future behavior. However,...
| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
| Published: |
MDPI AG
2021-03-01
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| Series: | Risks |
| Subjects: | |
| Online Access: | https://www.mdpi.com/2227-9091/9/3/54 |