How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?

Derived from livelihoods surveys and ethnographic material about people living on the chars, or river islands, in deltaic lower Bengal, this paper illustrates the complex, diverse and ingenious ways that the poor manage money. These islands constitute some of the most vulnerable housing locations of...

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Main Authors: Kuntala Lahiri-Dutt, Gopa Samanta
Format: Article
Language:English
Published: ACCB Publishing 2013-05-01
Series:Space and Culture, India
Subjects:
Online Access:http://www.spaceandculture.in/index.php/spaceandculture/article/view/16
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spelling doaj-12c008daa6e043bea973b1544990e9832020-11-25T01:48:40ZengACCB PublishingSpace and Culture, India2052-83962013-05-011110.20896/saci.v1i1.16How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?Kuntala Lahiri-Dutt0Gopa Samanta1The Australian National University, CanberraUniversity of Burdwan, Rajbati, Bardhaman - 713 104, West BengalDerived from livelihoods surveys and ethnographic material about people living on the chars, or river islands, in deltaic lower Bengal, this paper illustrates the complex, diverse and ingenious ways that the poor manage money. These islands constitute some of the most vulnerable housing locations of some of the poorest communities; state services and facilities do not reach the chars because they are not listed as land in revenue records. It demonstrates that the poor live in a diverse economy where community spirit, family assistance and trust play roles equally important to markets. In doing so, it puts forth a grounded-in-the-field, evidence-based, critique of the slogan ‘financial inclusion’ that has gained prominence in recent years.http://www.spaceandculture.in/index.php/spaceandculture/article/view/16Poorlivelihoodsmoney managementfinancial diary
collection DOAJ
language English
format Article
sources DOAJ
author Kuntala Lahiri-Dutt
Gopa Samanta
spellingShingle Kuntala Lahiri-Dutt
Gopa Samanta
How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?
Space and Culture, India
Poor
livelihoods
money management
financial diary
author_facet Kuntala Lahiri-Dutt
Gopa Samanta
author_sort Kuntala Lahiri-Dutt
title How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?
title_short How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?
title_full How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?
title_fullStr How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?
title_full_unstemmed How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?
title_sort how do the poor handle money? what do the financial diaries of char dwellers tell us about financial inclusion?
publisher ACCB Publishing
series Space and Culture, India
issn 2052-8396
publishDate 2013-05-01
description Derived from livelihoods surveys and ethnographic material about people living on the chars, or river islands, in deltaic lower Bengal, this paper illustrates the complex, diverse and ingenious ways that the poor manage money. These islands constitute some of the most vulnerable housing locations of some of the poorest communities; state services and facilities do not reach the chars because they are not listed as land in revenue records. It demonstrates that the poor live in a diverse economy where community spirit, family assistance and trust play roles equally important to markets. In doing so, it puts forth a grounded-in-the-field, evidence-based, critique of the slogan ‘financial inclusion’ that has gained prominence in recent years.
topic Poor
livelihoods
money management
financial diary
url http://www.spaceandculture.in/index.php/spaceandculture/article/view/16
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AT gopasamanta howdothepoorhandlemoneywhatdothefinancialdiariesofchardwellerstellusaboutfinancialinclusion
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