Internal Model of Commercial Bank as an Instrument for Measuring Credit Risk of the Borrower in Relation to Financial Performance (Credit Scoring and Bankruptcy Models)
Commercial banks generally use different methods and procedures for managing credit risk. The internal rating method in which the client has an important position in the process of granting credit provides a comprehensive assessment of client creditworthiness. The aim of this article is to analyze s...
Main Authors: | , |
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Format: | Article |
Language: | English |
Published: |
Tomas Bata University in Zlín
2011-12-01
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Series: | Journal of Competitiveness |
Subjects: | |
Online Access: | http://www.cjournal.cz/files/79.pdf |