THE OBJECTIVE OF ISLAMIC BANK: A CASE STUDY IN SURAKARTA REGION

• Main Author: Ibrahim Fatwa Wijaya
• Format: Article
• Language: English
• Published: Universitas Merdeka Malang 2017-03-01
• Series: Jurnal Keuangan dan Perbankan
• Subjects: Islamic bank, commercial objective, social objective
• Online Access: http://jurnal.unmer.ac.id/index.php/jkdp/article/view/826

The purposes of this research were for exploring the perception of the Islamic Banking stakeholders related<br />with the objective of Islamic Banking that operated in the dual banking system, Indonesia and for measuring<br />the gap between the perception and expectation of the stakeholders toward the objective of Islamic bank. The<br />primary data was collected by questionnaires. The Respondents were limited only in the Surakarta region.<br />They were customers, lecturers, students, employees, bank managers, regulators, and ulama (Moslem religious<br />teachers). Factor analysis was conducted for grouping or classifying the variables into the same group which<br />had the same characters while Kruskall Wallis test was used for examining the different perception among the<br />stakeholders. At last, paired sample t-test was used to measure the gap between perception and expectation<br />among the stakeholders. The findings of this study were first, stakeholders concluded that social objective of<br />Islamic was more important than the commercial one; second, there was a significant different perception on the<br />Islamic Banking objective among the stakeholders; and third, there was a gap between the perception and<br />expectation of the stakeholders about Islamic Banking objectives.