DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA

DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA

The purpose of this research is to analyze the determinants of net interest margin (NIM) at Bank Perkreditan Rakyat (BPR) or rural banks in Indonesia 2016. This research uses multiple linear regression model. Data was obtained from Infobank magazine published in July 2016-2017. This research uses 26...

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Main Authors: Rahmat Setiawan, Nindhita Rafianti Putri, Adyanto Budi Rachmansyah
Format: Article
Language:Indonesian
Published: Universitas Pasundan 2019-08-01
Series:Jurnal Riset Bisnis dan Manajemen
Online Access:http://journal.unpas.ac.id/index.php/jrbm/article/view/1666
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spelling doaj-0058611efe714baa9ae290ee87c0af252020-11-24T23:59:26ZindUniversitas PasundanJurnal Riset Bisnis dan Manajemen1979-06001979-06002019-08-0112219DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIARahmat Setiawan0Nindhita Rafianti Putri1Adyanto Budi Rachmansyah2Airlangga UniversityAirlangga UniversityAirlangga UniversityThe purpose of this research is to analyze the determinants of net interest margin (NIM) at Bank Perkreditan Rakyat (BPR) or rural banks in Indonesia 2016. This research uses multiple linear regression model. Data was obtained from Infobank magazine published in July 2016-2017. This research uses 269 BPR or rural banks in Indonesia. Dependent variable in this research is Net Interest Margin (NIM). Independent variables use credit risk proxied with non-performing loan (NPL), liquidity risk proxied by loan to deposit ratio (LDR), capital adequacy proxied with capital adequacy ratio (CAR), the efficiency ratio proxied by BOPO, and bank size proxied by logarithm of total asset (SIZE). The results showed that liquidity risk, and capital adequacy have significant positive affect on net interest margin while the credit risk, efficiency ratio, and bank size affect inversely on net interest margin http://journal.unpas.ac.id/index.php/jrbm/article/view/1666
collection DOAJ
language Indonesian
format Article
sources DOAJ
author Rahmat Setiawan
Nindhita Rafianti Putri
Adyanto Budi Rachmansyah
spellingShingle Rahmat Setiawan
Nindhita Rafianti Putri
Adyanto Budi Rachmansyah
DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA
Jurnal Riset Bisnis dan Manajemen
author_facet Rahmat Setiawan
Nindhita Rafianti Putri
Adyanto Budi Rachmansyah
author_sort Rahmat Setiawan
title DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA
title_short DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA
title_full DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA
title_fullStr DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA
title_full_unstemmed DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA
title_sort determinant net interest margin pada bank perkreditan rakyat indonesia
publisher Universitas Pasundan
series Jurnal Riset Bisnis dan Manajemen
issn 1979-0600
1979-0600
publishDate 2019-08-01
description The purpose of this research is to analyze the determinants of net interest margin (NIM) at Bank Perkreditan Rakyat (BPR) or rural banks in Indonesia 2016. This research uses multiple linear regression model. Data was obtained from Infobank magazine published in July 2016-2017. This research uses 269 BPR or rural banks in Indonesia. Dependent variable in this research is Net Interest Margin (NIM). Independent variables use credit risk proxied with non-performing loan (NPL), liquidity risk proxied by loan to deposit ratio (LDR), capital adequacy proxied with capital adequacy ratio (CAR), the efficiency ratio proxied by BOPO, and bank size proxied by logarithm of total asset (SIZE). The results showed that liquidity risk, and capital adequacy have significant positive affect on net interest margin while the credit risk, efficiency ratio, and bank size affect inversely on net interest margin
url http://journal.unpas.ac.id/index.php/jrbm/article/view/1666
work_keys_str_mv AT rahmatsetiawan determinantnetinterestmarginpadabankperkreditanrakyatindonesia
AT nindhitarafiantiputri determinantnetinterestmarginpadabankperkreditanrakyatindonesia
AT adyantobudirachmansyah determinantnetinterestmarginpadabankperkreditanrakyatindonesia
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